Life insurance and annuities
Providing for the future!
Life Insurance
Life insurance is often overlooked, yet it is essential for those who care for their families. Securing life insurance ensures financial security and peace of mind during tough times. This choice demonstrates your commitment to their future. Act now to protect your family's stability before unexpected challenges arise.
Provide for lost income
One of the primary reasons people get life insurance is to help ensure their loved ones won’t face financial hardships if they pass away unexpectedly. If you’re married and have kids, this can matter a lot, especially if you’re the primary breadwinner. Without your income, your family might not be able to afford your mortgage or cover tuition costs. Your life insurance death benefit can help pay for these.
Also, keep in mind, if you are a stay-at-home parent, the value you provide through your work with your kids and at home is important. If you were to pass away, your spouse would have to pay for the services you provide taking care of your family.
Life insurance is important even if you don’t have a spouse or children. If you have a partner you share finances with, for example, they might not have the funds to cover the bills that you normally split.
Uses for Life Insurance:
Replace your income
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Money to cover bills
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Support your family
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Mortgage protection
Leave a legacy
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Transfer your wealth
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Increase the legacy you leave
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Avoid probate costs
Cover final expenses
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Provide for funeral expenses
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Pay off debts
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Support your loved ones
Preserve your wealth
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Allow your business to continue
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Source of retirement income
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Funds in the event of an illness
Carriers and quick quotes
American General, Aetna, Protective Life, American National
Gerber Life, Sons of Norway
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Simplicty Group
The Value of Advice
You've made the smart choice! An advisor can help you decide how much coverage is right for you, keep you on track throughout the process, and be there for you in the future.
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Mutual of Omaha
For more than a century, Mutual of Omaha has been committed to listening to our customers and helping them through life's transitions by providing an array of insurance and financial products.
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Foresters
As a fraternal organization, we are guided by our purpose: to improve the lives of individuals and their communities. It’s been our philosophy since our founding, and helps us continually redefine what a financial services provider can be.
Fixed annuities and fixed indexed annuities can provide the growth you need for your retirement.
Fixed annuities provide:
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Deferred taxes
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Competitive interest rates
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Protection from creditors
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Avoid probate
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Income for life
Annuities
Helping Your Money Stand the Test of Time
One of the biggest concerns people have as they near
retirement is wondering how long their money will last, as
today’s retiree can no longer depend on just traditional
pension plans and Social Security to support their
retirement lifestyle.
That makes having a plan to make the
money you’ve worked hard to accumulate last well into
your golden years more important than ever.
A sound retirement income strategy could include many
options. One option is putting a portion of your assets intoa deferred income annuity.
A deferred income annuity can provide you the
predictability of guaranteed, reliable income payments.
The payments can also last as long as you live, providing
you financial security well into your retirement year
